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⏱️ Tool
Time Ledger
What does that purchase cost in hours of your life?
$
= $36.06/hr after ÷ 2,080 hours
$
That $800/month expense costs:
Per month
22.2 hrs
0.9 full days
Per year
266.2 hrs
11.1 full days
Over 5 years
1331.2 hrs
55.5 full days
Over 10 years
2662.4 hrs
110.9 full days
In 10 years, you'll have traded 110.9 full days of your life for a depreciating asset.
The alternative:
Invest $800/mo × 10 yrs at 7%$139,276
DCA into BTC × 10 yrs (20% growth/yr)$305,891
BTC projection assumes 20% annual appreciation and current price. Highly speculative. Not advice.