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📅 Tool
Freedom Date Calculator
When does passive income cross active income?
Your Numbers
$0$50,000$2,000,000
$0$1,000$10,000
0.00 BTC0.10 BTC10.00 BTC
4%7%15%
$10,000$97,000$500,000
Annual BTC growth assumption
20%40%100%
$1,000$5,000$20,000
Your Freedom Date
May 2038
(12 years, 2 months from today)
TodayFreedom Date
At that point:
Portfolio value$346,218
BTC stack value$1,163,793
Total assets$1,510,011
Monthly passive income (4%)$5,033
Your monthly nut$5,000
Methodology
Month-by-month simulation. Portfolio compounds at annual return ÷ 12. BTC stack compounds at BTC growth rate ÷ 12. Freedom date = first month where (total assets × 4%) ≥ annual expenses (4% safe withdrawal rate). Not financial advice. Past performance ≠ future results.